Bank Name
|
Floating Interest rate
|
Per lac EMI
|
Benchmark Rates on |
Processing Fee |
Prepayment Charges |
% Change in last 6 mths |
| SBI - State Bank Of India
|
9.15% - 10.15% |
Rs.881 - Rs.942 |
7.70% |
Nil till 31.04.2023 |
Nil |
| 1.52% |
 |
|
| ICICI Bank
|
8.75% - 9.80% |
Rs.884 - Rs.952 |
5.4% |
2999+GST for CIBIL Score above 700,
.50% + GST for Score below 700 |
N.A |
| 1.44% |
|
|
| HDFC Ltd
|
8.65% - 9.35% |
Rs.877 - Rs.922 |
17.45% |
3000 + Tax (Salaried), 5000 + Tax (S. Employed) |
Nil |
| 1.98% |
|
|
| LIC Housing
|
8.65% - 10.25% |
Rs.877 - Rs.982 |
15.80% |
Below 1 Cr: Upto Rs.10000 + AT
Above 1 Cr: Rs.20000 + AT |
Nil |
No Change |
| Bank of Baroda
|
9.15% - 10.50% |
Rs.909 - Rs.998 |
7.70% |
Upto 0.5 % of loan amount + GST |
N.A. |
No Change |
| AXIS Bank
|
8.60% - 9.05% |
Rs.874 - Rs.903 |
8.05% |
Up to 1% of the Loan amount subject to minimum of Rs.10,000/- |
Nil |
| 0.9% |
|
|
| PNB Housing Finance
|
8.75% - 10.95% |
Rs.884 - Rs.1029 |
|
0.50% Or 10,000 + GST , whichever is higher. |
NIL |
No Change |
| India Shelter Housing Finance
|
11.99% – 18.00 % |
Rs.1100 - Rs.0 |
|
2% - 3%(Including GST) |
NIL |
No Change |
| DMI Housing Finance
|
12.00% - 18.00% |
|
18% |
1.5% + GST |
NIL |
No Change |
| IDBI
|
8.75% - 12.25% |
Rs.836 - Rs.1042 |
7.85% |
NIL |
Nil |
| 0.97% |
|
|
| Union Bank of India
|
9.00% - 10.50% |
Rs.830 - Rs.939 |
7.70% |
0.50% of loan amount subject to a maximum of 15000 + GST |
NIL |
| 2.5% |
|
|
| Bank of India
|
8.65% - 10.75% |
Rs.824 - Rs.942 |
7.60% |
0.25% of loan amount Min.Rs.1,000/- and Max. Rs.20,000/- |
Nil |
| 2.45% |
|
|
| Piramal Housing Finance
|
9.50% |
Rs. 932 |
N.A |
0.10% - 0.25%
(GST) |
N.A |
|
| L&T Housing Finance
|
8.60% |
Rs.858 |
|
0.25% plus taxes (for salaried & for self employed) |
NIL |
|
| Tata capital Housing Finance ltd
|
9.15% |
Rs.821 - Rs.0 |
|
Upto 0.5% of loan amount + GST |
N.A |
N.A |
| HSBC Bank
|
8.75% - 8.85% |
Rs.802 - Rs.809 |
7.80% |
N.A |
Nil |
N.A |
| Federal Bank
|
10.15% - 10.30% |
Rs.903 - Rs.913 |
8.50% |
Upto Rs.7500 + GST |
N.A |
No Change |
| Central Bank of India
|
8.80% - 9.35% |
Rs.766 - Rs.793 |
7.50% |
0.50% of the Loan Amount subject to maximum Rs.20,000/- |
Nil |
| 2.38% |
|
|
| UCO Bank
|
8.70% - 8.95% |
Rs.784 - Rs.790 |
7.55% |
0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/- |
NIL |
| 2.45% |
|
|
| Canara Bank
|
8.90%- 11.25% |
Rs.874 - Rs.1019 |
7.65% |
0.50% of loan amount + GST |
|
| 1.96% |
|
|
| Kotak Bank
|
8.85% - 9.40% |
Rs.890 - Rs.926 |
8.10% |
Upto 1.25% of Loan amount |
Nil |
| 4.65% |
|
|
| Indian Overseas Bank
|
8.85% - 9.55% |
Rs.865 - Rs.881 |
7.65% |
0.50 % (max. Rs.25,000/-) |
N.A |
| 1.95% |
|
|
| Indian Bank
|
NA |
Rs.862 - Rs.868 |
7.65% |
0.230% on loan amount + GST or Max Rs.20470/- |
Nil |
| 2.92% |
|
|
| Punjab National Bank
|
8.70%- 9.55% |
Rs.862 - Rs.935 |
7.65% |
0.50% of loan + GST |
NIL |
| 2.43% |
|
|
| Bank of Maharastra
|
8.60% - 10.80% |
Rs.824 - Rs.945 |
7.50% |
As per applicable |
Nil |
No Change |
| GIC Housing Finance
|
8.45% |
Rs.849 - Rs.0 |
15.00% |
Rs.2500 + GST |
N.A |
|
| India Infoline Housing Finance Ltd.
|
9.00% |
Rs.900 |
|
Upto 1% of loan amount + GST |
N.A |
|
| Karnataka Bank
|
8.75% - 10.43% |
Rs.851 - Rs.986 |
8.30% |
N.A |
N.A |
|
| Reliance Home Finance Private Ltd.
|
9.75% - 13.00% |
Rs.949 - Rs.1172 |
18.40% PLR |
Up to 2% + GST |
N.A |
|
| Repco Home Finance Ltd.
|
8.80% - 10.80% |
Rs.818 - Rs.992 |
8.75% |
1% of loan amount + GST |
N.A |
|
