Home Loan Pondicherry

Home Loan Pondicherry – Compare & Apply for lowest rate home loans in Pondicherry ✔ Interest Rates ✔ Low EMI ✔ Documents ✔ Eligibility ✔ best deals in Pondicherry with Deal4loans.com. compare all major banks in Pondicherry - SBI, HDFC, ICICI, Axis, Indiabulls, LIC Housing, DHFL, Bank of Baroda, Canara Bank, Union Bank, Bank Of India, Uco bank, Andhra Bank, State Banks etc.

 

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria
Eligibility Criteria for Home Loan in Pondicherry
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks
State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan
Documents required for Home
Loan in Pondicherry
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements		 · Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria
Eligibility Criteria for Home Loan in Pondicherry
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Check Your Monthly EMI - Housing Loan EMI Calculator

List of Bank Branches for Home loans in Pondicherry

  1. Uco Bank - Near GN Hospital, Rua Mahe De La Bour Donnais, 101, Beach Road, Puducherry, 605001
  2. Axis Bank - No 6, St Ange Street, Opp St. Anns Church, Puducherry, 605001
  3. Canara Bank - 62, Villupuram Main Rd, Pavazha Nagar, Reddiarpalayam, Puducherry, 605010
  4. Punjab & Sind Bank -  Vallalar Salai Rd, Raja Rajeswari Nagar, Venkata Nagar, Puducherry, 605001
  5. Dena Bank - 99, Ambalathadayar Madam Street, M.G. Road-Kosa kadai Junction, Puducherry, 605001
  6. Indian Bank - D.No.43, Cuddalore Road, Near Kamaraj Marriage Hall, Ariyankuppam, Puducherry, 605007
  7. IDBI Bank - Near Lotus Luxury Hotel, Shop No.87, S.V Patel Salai, Puducherry, 605001
  8. Indian Overseas Bank - Maraimalai Adigal Salai, Maraimalai Adigal Salai, Opposite Ajantha Tyres, Orleanpet, Puducherry, 605001

Compare Banks Home Loan Interest Rates in Pondicherry

SBI Home Loan in Pondicherry HDFC Ltd Home Loan in Pondicherry Bank of Baroda Home Loan in Pondicherry
ICICI Home Loan in Pondicherry Axis Bank Home Loan in Pondicherry PNB Housing Finance in Pondicherry
DHFL Home Loan in Pondicherry Bank of India Home Loan in Pondicherry Bajaj Finserv Home Loan in Pondicherry

 
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Top Home Loan Banks

Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%

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Home Loan Pondicherry
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